Your Referral Code is applicable only for your friends who are making their first transfer on MoneyMatch.
Your Reward Referral Code is applicable only for you and is earned when you make a successful referral.
Both can be found on your user dashboard. Your referral code is generated upon completing your account verification, and your reward code is generated upon a successful referral (a fully processed transaction).
For a detailed guide, see Do you have a referral program?